The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Nighasan branch in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0NIGHAS. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Nighasan, Lakhimpur Kheri

The table below shows the main details of the IFSC Code BARB0NIGHAS for the Bank Of Baroda branch in Lakhimpur Kheri, which falls under the Palia Kalan district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0NIGHAS
Branch Nighasan
City Lakhimpur Kheri
District Palia Kalan
State Uttar Pradesh
Address Nighasan Near Ilahi Medical Store Nighasan Sangahi Road Po Nighasan Tehsil Palia Kalan Dist Lakhimpur Kheri Uttar Pradesh 262903

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Lakhimpur Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NIGHAS for the Nighasan branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Nighasan, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like BARB0NIGHAS so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Lakhimpur Kheri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Palia Kalan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Nighasan do not get misguided to another person.

Format of the IFSC Code BARB0NIGHAS

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nighasan in Lakhimpur Kheri.

For example, the IFSC Code BARB0NIGHAS of Bank Of Baroda for the Nighasan branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0NIGHAS of Bank Of Baroda for its Nighasan branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Lakhimpur Kheri and Palia Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Nighasan or Lakhimpur Kheri to get the exact IFSC Code BARB0NIGHAS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Lakhimpur Kheri, then it will provide you proper information.

How to Use IFSC Code BARB0NIGHAS for Online Transfers?

If you have the IFSC Code BARB0NIGHAS for the Nighasan branch of Bank Of Baroda in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0NIGHAS. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0NIGHAS.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Nighasan in Lakhimpur Kheri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nighasan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Nighasan Lakhimpur Kheri?

The IFSC Code of the Nighasan Lakhimpur Kheri branch is BARB0NIGHAS.

Is IFSC Code BARB0NIGHAS permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Nighasan branch?

The branch is located at Nighasan Near Ilahi Medical Store Nighasan Sangahi Road Po Nighasan Tehsil Palia Kalan Dist Lakhimpur Kheri Uttar Pradesh 262903.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.