Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Nagla, Dist Lakhimpur Kheri branch in Lakhimpur Kheri, Nagla, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0NAGLAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Nagla, Dist Lakhimpur Kheri, Lakhimpur Kheri
Below in the table are the key details related to IFSC Code BARB0NAGLAX of Bank Of Baroda for its branch located in Lakhimpur Kheri, within the district of Nagla in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0NAGLAX |
| Branch | Nagla, Dist Lakhimpur Kheri |
| City | Lakhimpur Kheri |
| District | Nagla |
| State | Uttar Pradesh |
| Address | Nagla, Dist.Lakhimpur-226902 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NAGLAX for the Nagla, Dist Lakhimpur Kheri branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Nagla, Dist Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh, is provided with a unique IFSC like BARB0NAGLAX to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Lakhimpur Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Nagla.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Nagla, Dist Lakhimpur Kheri do not get mixed with another location.
Format of the IFSC Code BARB0NAGLAX
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagla, Dist Lakhimpur Kheri in Lakhimpur Kheri.
For example, the IFSC Code BARB0NAGLAX of Bank Of Baroda for the Nagla, Dist Lakhimpur Kheri branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0NAGLAX of Bank Of Baroda for its Nagla, Dist Lakhimpur Kheri branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Lakhimpur Kheri and Nagla, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Nagla, Dist Lakhimpur Kheri or Lakhimpur Kheri to get the exact IFSC Code BARB0NAGLAX.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Lakhimpur Kheri, you'll get the correct details.
How to Use IFSC Code BARB0NAGLAX for Online Transfers?
Once you have the IFSC Code BARB0NAGLAX for the Nagla, Dist Lakhimpur Kheri branch of Bank Of Baroda in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0NAGLAX. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0NAGLAX.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Nagla, Dist Lakhimpur Kheri in Lakhimpur Kheri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nagla, Dist Lakhimpur Kheri, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0NAGLAX.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Nagla, Dist.Lakhimpur-226902 located in Lakhimpur Kheri, Nagla, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.