Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Maigal Ganj, Up branch in Lakhimpur Kheri, Maigalganj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MAIGAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Maigal Ganj, Up, Lakhimpur Kheri

Here are the main details that are associated with the IFSC Code BARB0MAIGAL of Bank Of Baroda for its branch located in Lakhimpur Kheri, within the district of Maigalganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAIGAL
Branch Maigal Ganj, Up
City Lakhimpur Kheri
District Maigalganj
State Uttar Pradesh
Address Maigalganj, Near.Rly.Stn., G.T.Road, Dist.Lakhimpur Kheri, Uttar Pradesh - 261 505.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0MAIGAL for the Maigal Ganj, Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Maigal Ganj, Up, Lakhimpur Kheri, Uttar Pradesh, is provided with a unique IFSC like BARB0MAIGAL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Lakhimpur Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Maigalganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Maigal Ganj, Up do not get mixed with another location.

Format of the IFSC Code BARB0MAIGAL

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Maigal Ganj, Up in Lakhimpur Kheri.

For example, the IFSC Code BARB0MAIGAL of Bank Of Baroda for the Maigal Ganj, Up branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0MAIGAL of Bank Of Baroda for its Maigal Ganj, Up branch located in Lakhimpur Kheri, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Lakhimpur Kheri and Maigalganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Maigal Ganj, Up or Lakhimpur Kheri to find the exact IFSC Code BARB0MAIGAL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Lakhimpur Kheri will provide accurate information.

How to Use IFSC Code BARB0MAIGAL for Online Transfers?

Once you have the IFSC Code BARB0MAIGAL for the Maigal Ganj, Up branch of Bank Of Baroda in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAIGAL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAIGAL.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Maigal Ganj, Up in Lakhimpur Kheri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Maigal Ganj, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Maigal Ganj, Up Lakhimpur Kheri?

The IFSC Code of the Maigal Ganj, Up Lakhimpur Kheri branch is BARB0MAIGAL.

Is IFSC Code BARB0MAIGAL permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Maigal Ganj, Up branch?

The branch is located at Maigalganj, Near.Rly.Stn., G.T.Road, Dist.Lakhimpur Kheri, Uttar Pradesh - 261 505..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.