For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Golagokarnnath branch in Lakhimpur Kheri, Lakhimpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GOLAGO. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Golagokarnnath, Lakhimpur Kheri
Here are the main details that are associated with the IFSC Code BARB0GOLAGO of Bank Of Baroda for its branch located in Lakhimpur Kheri, within the district of Lakhimpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GOLAGO |
| Branch | Golagokarnnath |
| City | Lakhimpur Kheri |
| District | Lakhimpur |
| State | Uttar Pradesh |
| Address | Bank Of Baroda,Sri Laxmi Niwas, Near Sri Ram Mandir Tehsil, Golagokarnnath, Lakhimpur, Lucknow,Up |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Lakhimpur Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GOLAGO for the Golagokarnnath branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Golagokarnnath, Lakhimpur Kheri, Uttar Pradesh, are allotted a unique IFSC like BARB0GOLAGO to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Lakhimpur Kheri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Lakhimpur Kheri and Lakhimpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Golagokarnnath reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0GOLAGO
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Golagokarnnath in Lakhimpur Kheri.
For example, the IFSC Code BARB0GOLAGO of Bank Of Baroda for the Golagokarnnath branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0GOLAGO of Bank Of Baroda for its Golagokarnnath branch located in Lakhimpur Kheri, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Lakhimpur Kheri and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Golagokarnnath or Lakhimpur Kheri to find the exact IFSC Code BARB0GOLAGO.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Lakhimpur Kheri will provide accurate information.
How to Use IFSC Code BARB0GOLAGO for Online Transfers?
Once you have the IFSC Code BARB0GOLAGO for the Golagokarnnath branch of Bank Of Baroda in Lakhimpur Kheri, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GOLAGO. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GOLAGO.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Golagokarnnath in Lakhimpur Kheri, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Golagokarnnath, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Lakhimpur Kheri manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GOLAGO.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bank Of Baroda,Sri Laxmi Niwas, Near Sri Ram Mandir Tehsil, Golagokarnnath, Lakhimpur, Lucknow,Up located in Lakhimpur Kheri, Lakhimpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.