For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mirzapar Branch branch in Kutch, Mirzapur, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kutch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0MIRKUT. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Mirzapar Branch, Kutch
The table below shows the main details of the IFSC Code BARB0MIRKUT for the Bank Of Baroda branch in Kutch, which falls under the Mirzapur district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MIRKUT |
| Branch | Mirzapar Branch |
| City | Kutch |
| District | Mirzapur |
| State | Gujarat |
| Address | Mirzapar Branch,Patel Samaj Wadi, Mirzapar-Kutch, Tal.Bhuj,Mirzapar-Kutch,370001 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kutch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MIRKUT for the Mirzapar Branch branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Mirzapar Branch, Kutch, Gujarat, are allotted a unique IFSC like BARB0MIRKUT to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kutch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kutch and Mirzapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Mirzapar Branch reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BARB0MIRKUT
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mirzapar Branch in Kutch.
For example, the IFSC Code BARB0MIRKUT of Bank Of Baroda for the Mirzapar Branch branch includes these elements, identifying the bank and the branch location in Kutch and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0MIRKUT of Bank Of Baroda for its Mirzapar Branch branch located in Kutch, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Kutch and Mirzapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mirzapar Branch or Kutch to find the exact IFSC Code BARB0MIRKUT.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kutch will provide accurate information.
How to Use IFSC Code BARB0MIRKUT for Online Transfers?
If you have the IFSC Code BARB0MIRKUT for the Mirzapar Branch branch of Bank Of Baroda in Kutch, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0MIRKUT. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0MIRKUT.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Mirzapar Branch in Kutch, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mirzapar Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kutch manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MIRKUT.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mirzapar Branch,Patel Samaj Wadi, Mirzapar-Kutch, Tal.Bhuj,Mirzapar-Kutch,370001 located in Kutch, Mirzapur, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
