For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Padri Mehdia branch in Kushi Nagar, Khajuri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PADKUS. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Padri Mehdia, Kushi Nagar

The table below shows the main details of the IFSC Code BARB0PADKUS for the Bank Of Baroda branch in Kushi Nagar, which falls under the Khajuri district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PADKUS
Branch Padri Mehdia
City Kushi Nagar
District Khajuri
State Uttar Pradesh
Address Vill Padri Mehdia Post Khajuri Bazar Dist. Kushi Nagar, Uttar Pradesh -274305

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kushi Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PADKUS for the Padri Mehdia branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Padri Mehdia, Kushi Nagar, Uttar Pradesh, are allotted a unique IFSC like BARB0PADKUS to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kushi Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kushi Nagar and Khajuri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Padri Mehdia reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0PADKUS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Padri Mehdia in Kushi Nagar.

For example, the IFSC Code BARB0PADKUS of Bank Of Baroda for the Padri Mehdia branch has these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PADKUS of Bank Of Baroda for its Padri Mehdia branch located in Kushi Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kushi Nagar and Khajuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Padri Mehdia or Kushi Nagar to get the exact IFSC Code BARB0PADKUS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kushi Nagar that will provide accurate information.

How to Use IFSC Code BARB0PADKUS for Online Transfers?

Once you have the IFSC Code BARB0PADKUS for the Padri Mehdia branch of Bank Of Baroda in Kushi Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PADKUS. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PADKUS.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Padri Mehdia in Kushi Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Padri Mehdia, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kushi Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Padri Mehdia Kushi Nagar?

The IFSC Code of the Padri Mehdia Kushi Nagar branch is BARB0PADKUS.

Is IFSC Code BARB0PADKUS permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Padri Mehdia branch?

The branch is located at Vill Padri Mehdia Post Khajuri Bazar Dist. Kushi Nagar, Uttar Pradesh -274305.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.