The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Moti Pakar┬Á Shrikant branch in Kushi Nagar, Rampur Sohrauna, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MOTKUS. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Moti Pakar┬Á Shrikant, Kushi Nagar

The table below shows the main details of the IFSC Code BARB0MOTKUS for the Bank Of Baroda branch in Kushi Nagar, which falls under the Rampur Sohrauna district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MOTKUS
Branch Moti Pakar┬Á Shrikant
City Kushi Nagar
District Rampur Sohrauna
State Uttar Pradesh
Address Moti Pakar Srikant Po Rampur Soharaura ,Dist. Kushi Nagr Uttar Pradesh - 274203

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kushi Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0MOTKUS for the Moti Pakar┬Á Shrikant branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Moti Pakar┬Á Shrikant, Kushi Nagar, Uttar Pradesh, is provided with a unique IFSC like BARB0MOTKUS to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kushi Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kushi Nagar and Rampur Sohrauna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Moti Pakar┬Á Shrikant do not get mixed with another location.

Format of the IFSC Code BARB0MOTKUS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Moti Pakar┬Á Shrikant in Kushi Nagar.

For example, the IFSC Code BARB0MOTKUS of Bank Of Baroda for the Moti Pakar┬Á Shrikant branch has these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MOTKUS of Bank Of Baroda for its Moti Pakar┬Á Shrikant branch located in Kushi Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kushi Nagar and Rampur Sohrauna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Moti Pakar┬Á Shrikant or Kushi Nagar to get the exact IFSC Code BARB0MOTKUS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kushi Nagar that will provide accurate information.

How to Use IFSC Code BARB0MOTKUS for Online Transfers?

Once you have the IFSC Code BARB0MOTKUS for the Moti Pakar┬Á Shrikant branch of Bank Of Baroda in Kushi Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MOTKUS. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MOTKUS.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Moti Pakar┬Á Shrikant in Kushi Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Moti Pakar┬Á Shrikant, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kushi Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Moti Pakar┬Á Shrikant, Kushi Nagar?

The IFSC Code is BARB0MOTKUS.

Is the IFSC Code BARB0MOTKUS permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Moti Pakar┬Á Shrikant?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Moti Pakar┬Á Shrikant branch?

The address of the branch is Moti Pakar Srikant Po Rampur Soharaura ,Dist. Kushi Nagr Uttar Pradesh - 274203 located in Kushi Nagar, Rampur Sohrauna, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.