The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kushinagar branch in Kushi Nagar, Kushinagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJKUSH. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Kushinagar, Kushi Nagar
Here are the key points that are associated with the IFSC Code BARB0VJKUSH of Bank Of Baroda for its branch located in Kushi Nagar, within the district of Kushinagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJKUSH |
| Branch | Kushinagar |
| City | Kushi Nagar |
| District | Kushinagar |
| State | Uttar Pradesh |
| Address | House No 62, Ward No 11, Shaheed Amiya Tripathi Nagar, Ramkola Road, Kasya, Kushinagar , 274402 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kushi Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKUSH for the Kushinagar branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kushinagar, Kushi Nagar, Uttar Pradesh, is provided a unique IFSC like BARB0VJKUSH so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Kushi Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kushi Nagar and Kushinagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kushinagar do not get misguided to another person.
Format of the IFSC Code BARB0VJKUSH
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kushinagar in Kushi Nagar.
For example, the IFSC Code BARB0VJKUSH of Bank Of Baroda for the Kushinagar branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJKUSH of Bank Of Baroda for its Kushinagar branch located in Kushi Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Kushi Nagar and Kushinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kushinagar or Kushi Nagar to get the exact IFSC Code BARB0VJKUSH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kushi Nagar that will provide accurate information.
How to Use IFSC Code BARB0VJKUSH for Online Transfers?
Once you have the IFSC Code BARB0VJKUSH for the Kushinagar branch of Bank Of Baroda in Kushi Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJKUSH. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKUSH.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Kushinagar in Kushi Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kushinagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kushi Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJKUSH.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is House No 62, Ward No 11, Shaheed Amiya Tripathi Nagar, Ramkola Road, Kasya, Kushinagar , 274402 located in Kushi Nagar, Kushinagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.