Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kumhiyawana, Up branch in Kumhiyawan, Kumhiyawan, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kumhiyawan or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SARSAW. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kumhiyawana, Up, Kumhiyawan

Below in the table are the key details related to IFSC Code BARB0SARSAW of Bank Of Baroda for its branch located in Kumhiyawan, within the district of Kumhiyawan in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SARSAW
Branch Kumhiyawana, Up
City Kumhiyawan
District Kumhiyawan
State Uttar Pradesh
Address Vill.& P.O.Kumhiyawan, Dist.Kaushambi, Uttar Pradesh - 212 207.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kumhiyawan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SARSAW for the Kumhiyawana, Up branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kumhiyawana, Up, Kumhiyawan, Uttar Pradesh, is provided with a unique IFSC like BARB0SARSAW to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kumhiyawan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kumhiyawan and Kumhiyawan.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kumhiyawana, Up do not get mixed with another location.

Format of the IFSC Code BARB0SARSAW

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumhiyawana, Up in Kumhiyawan.

For example, the IFSC Code BARB0SARSAW of Bank Of Baroda for the Kumhiyawana, Up branch includes these elements, identifying the bank and the branch location in Kumhiyawan and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0SARSAW of Bank Of Baroda for its Kumhiyawana, Up branch located in Kumhiyawan, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Kumhiyawan and Kumhiyawan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kumhiyawana, Up or Kumhiyawan to get the exact IFSC Code BARB0SARSAW.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kumhiyawan, then it will provide you proper information.

How to Use IFSC Code BARB0SARSAW for Online Transfers?

If you have the IFSC Code BARB0SARSAW for the Kumhiyawana, Up branch of Bank Of Baroda in Kumhiyawan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SARSAW. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0SARSAW.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Kumhiyawana, Up in Kumhiyawan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kumhiyawana, Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kumhiyawan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kumhiyawana, Up, Kumhiyawan?

The IFSC Code is BARB0SARSAW.

Is the IFSC Code BARB0SARSAW permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kumhiyawana, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumhiyawana, Up branch?

The address of the branch is Vill.& P.O.Kumhiyawan, Dist.Kaushambi, Uttar Pradesh - 212 207. located in Kumhiyawan, Kumhiyawan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.