For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Benz Circle,Vijayawada branch in Krishna, Krishna, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Krishna or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJBENZ. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Benz Circle,Vijayawada, Krishna

Here are the main details that are associated with the IFSC Code BARB0VJBENZ of Bank Of Baroda for its branch located in Krishna, within the district of Krishna in the state of Andhra Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJBENZ
Branch Benz Circle,Vijayawada
City Krishna
District Krishna
State Andhra Pradesh
Address D No 40 1 52 6 Near Benz Circle M G Road Vijayawada Vijayawada 520010

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Krishna for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJBENZ for the Benz Circle,Vijayawada branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Benz Circle,Vijayawada, Krishna, Andhra Pradesh, is provided a unique IFSC like BARB0VJBENZ so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Krishna.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Krishna and Krishna.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Benz Circle,Vijayawada do not get misguided to another person.

Format of the IFSC Code BARB0VJBENZ

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Benz Circle,Vijayawada in Krishna.

For example, the IFSC Code BARB0VJBENZ of Bank Of Baroda for the Benz Circle,Vijayawada branch has these elements, identifying the bank and the branch location in Krishna and Andhra Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJBENZ of Bank Of Baroda for its Benz Circle,Vijayawada branch located in Krishna, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Krishna and Krishna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Benz Circle,Vijayawada or Krishna to get the exact IFSC Code BARB0VJBENZ.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Krishna, then it will provide you proper information.

How to Use IFSC Code BARB0VJBENZ for Online Transfers?

Once you have the IFSC Code BARB0VJBENZ for the Benz Circle,Vijayawada branch of Bank Of Baroda in Krishna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJBENZ. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBENZ.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Benz Circle,Vijayawada in Krishna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Benz Circle,Vijayawada, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Krishna manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Benz Circle,Vijayawada, Krishna?

The IFSC Code is BARB0VJBENZ.

Is the IFSC Code BARB0VJBENZ permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Benz Circle,Vijayawada?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Benz Circle,Vijayawada branch?

The address of the branch is D No 40 1 52 6 Near Benz Circle M G Road Vijayawada Vijayawada 520010 located in Krishna, Krishna, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby BANK OF BARODA Branches

Back to Top