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IFSC Code of Bank Of Baroda, Quilandy, Quilandy, Kerala — BARB0VJQUIL

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Quilandy branch in Kozhikode, Quilandy, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kozhikode or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BARB0VJQUIL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Quilandy, Kozhikode

Here are the key points that are associated with the IFSC Code BARB0VJQUIL of Bank Of Baroda for its branch located in Kozhikode, within the district of Quilandy in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJQUIL
Branch Quilandy
City Kozhikode
District Quilandy
State Kerala
Address Ambadi Complex , N H Road , Quilandy , Quilandy , 673305

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kozhikode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJQUIL for the Quilandy branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Quilandy, Kozhikode, Kerala, are allotted a unique IFSC like BARB0VJQUIL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kozhikode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kozhikode and Quilandy.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Quilandy reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BARB0VJQUIL

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Quilandy in Kozhikode.

For example, the IFSC Code BARB0VJQUIL of Bank Of Baroda for the Quilandy branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJQUIL of Bank Of Baroda for its Quilandy branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kozhikode and Quilandy, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Quilandy or Kozhikode to get the exact IFSC Code BARB0VJQUIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kozhikode, you'll get the correct details.

How to Use IFSC Code BARB0VJQUIL for Online Transfers?

Once you have the IFSC Code BARB0VJQUIL for the Quilandy branch of Bank Of Baroda in Kozhikode, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJQUIL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJQUIL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Quilandy in Kozhikode, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Quilandy, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kozhikode to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Quilandy, Kozhikode?

The IFSC Code is BARB0VJQUIL.

Is the IFSC Code BARB0VJQUIL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Quilandy?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Quilandy branch?

The address of the branch is Ambadi Complex , N H Road , Quilandy , Quilandy , 673305 located in Kozhikode, Quilandy, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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