Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Modi College Branch branch in Kota, Kota, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kota or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0VNKOTA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Modi College Branch, Kota

Here are the main details that are associated with the IFSC Code BARB0VNKOTA of Bank Of Baroda for its branch located in Kota, within the district of Kota in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VNKOTA
Branch Modi College Branch
City Kota
District Kota
State Rajasthan
Address Modi College Branch,Near Modi College,Dada Bari Kota,Kota,324009

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kota for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VNKOTA for the Modi College Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Modi College Branch, Kota, Rajasthan, are allotted a unique IFSC like BARB0VNKOTA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kota.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kota and Kota.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Modi College Branch reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code BARB0VNKOTA

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Modi College Branch in Kota.

For example, the IFSC Code BARB0VNKOTA of Bank Of Baroda for the Modi College Branch branch includes these elements, identifying the bank and the branch location in Kota and Rajasthan correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VNKOTA of Bank Of Baroda for its Modi College Branch branch located in Kota, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kota and Kota, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Modi College Branch or Kota to get the exact IFSC Code BARB0VNKOTA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kota, you'll get the correct details.

How to Use IFSC Code BARB0VNKOTA for Online Transfers?

Once you have the IFSC Code BARB0VNKOTA for the Modi College Branch branch of Bank Of Baroda in Kota, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VNKOTA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VNKOTA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Modi College Branch in Kota may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Modi College Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kota manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Modi College Branch, Kota?

The IFSC Code is BARB0VNKOTA.

Is the IFSC Code BARB0VNKOTA permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Modi College Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Modi College Branch branch?

The address of the branch is Modi College Branch,Near Modi College,Dada Bari Kota,Kota,324009 located in Kota, Kota, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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