IFSC Code of Bank Of Baroda, Raghavan Swamy Memorial Bldg., Kottarakkara, Kerala — BARB0KOTTAR

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Raghavan Swamy Memorial Bldg. branch in Kollam, Kottarakkara, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kollam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0KOTTAR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Raghavan Swamy Memorial Bldg., Kollam

Here are the key points that are associated with the IFSC Code BARB0KOTTAR of Bank Of Baroda for its branch located in Kollam, within the district of Kottarakkara in the state of Kerala.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kollam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KOTTAR for the Raghavan Swamy Memorial Bldg. branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Raghavan Swamy Memorial Bldg., Kollam, Kerala, are given a unique IFSC like BARB0KOTTAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kollam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Kollam and Kottarakkara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Raghavan Swamy Memorial Bldg. goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0KOTTAR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghavan Swamy Memorial Bldg. in Kollam.

For example, the IFSC Code BARB0KOTTAR of Bank Of Baroda for the Raghavan Swamy Memorial Bldg. branch includes these elements, identifying the bank and the branch location in Kollam and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0KOTTAR of Bank Of Baroda for its Raghavan Swamy Memorial Bldg. branch located in Kollam, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kollam and Kottarakkara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Raghavan Swamy Memorial Bldg. or Kollam to find the exact IFSC Code BARB0KOTTAR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kollam will provide accurate information.

How to Use IFSC Code BARB0KOTTAR for Online Transfers?

If you have the IFSC Code BARB0KOTTAR for the Raghavan Swamy Memorial Bldg. branch of Bank Of Baroda in Kollam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KOTTAR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KOTTAR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Raghavan Swamy Memorial Bldg. in Kollam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Raghavan Swamy Memorial Bldg., you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kollam manage online transfers as well as cheque clearances with ease.