For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Park Circus Branch branch in Kolkata, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BARB0PARKCI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Park Circus Branch, Kolkata

The table below shows the main details of the IFSC Code BARB0PARKCI for the Bank Of Baroda branch in Kolkata, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PARKCI
Branch Park Circus Branch
City Kolkata
District Kolkata
State West Bengal
Address Park Circus Branch,83 Linton Street,Kolkata,700014

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kolkata for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PARKCI for the Park Circus Branch branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Park Circus Branch, Kolkata, West Bengal, is provided a unique IFSC like BARB0PARKCI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Kolkata.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kolkata and Kolkata.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Park Circus Branch do not get misguided to another person.

Format of the IFSC Code BARB0PARKCI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Park Circus Branch in Kolkata.

For example, the IFSC Code BARB0PARKCI of Bank Of Baroda for the Park Circus Branch branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PARKCI of Bank Of Baroda for its Park Circus Branch branch located in Kolkata, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Park Circus Branch or Kolkata to get the exact IFSC Code BARB0PARKCI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kolkata that will provide accurate information.

How to Use IFSC Code BARB0PARKCI for Online Transfers?

Once you have the IFSC Code BARB0PARKCI for the Park Circus Branch branch of Bank Of Baroda in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PARKCI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PARKCI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Park Circus Branch in Kolkata, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Park Circus Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Park Circus Branch, Kolkata?

The IFSC Code is BARB0PARKCI.

Is the IFSC Code BARB0PARKCI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Park Circus Branch?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Park Circus Branch branch?

The address of the branch is Park Circus Branch,83 Linton Street,Kolkata,700014 located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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