Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Gadhinglaj, Maharashtra branch in Kolhapur, Gadhinglaj, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kolhapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BARB0GADHIN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Gadhinglaj, Maharashtra, Kolhapur
Here are the main details that are associated with the IFSC Code BARB0GADHIN of Bank Of Baroda for its branch located in Kolhapur, within the district of Gadhinglaj in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GADHIN |
| Branch | Gadhinglaj, Maharashtra |
| City | Kolhapur |
| District | Gadhinglaj |
| State | Maharashtra |
| Address | Shrikrupa House No.-1256, Ground Floor, Tilak Path Dadhinglaj, Gadhi, Goa-416502 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kolhapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GADHIN for the Gadhinglaj, Maharashtra branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gadhinglaj, Maharashtra, Kolhapur, Maharashtra, is provided a unique IFSC like BARB0GADHIN so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Kolhapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kolhapur and Gadhinglaj.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Gadhinglaj, Maharashtra do not get misguided to another person.
Format of the IFSC Code BARB0GADHIN
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gadhinglaj, Maharashtra in Kolhapur.
For example, the IFSC Code BARB0GADHIN of Bank Of Baroda for the Gadhinglaj, Maharashtra branch includes these elements, identifying the bank and the branch location in Kolhapur and Maharashtra accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0GADHIN of Bank Of Baroda for its Gadhinglaj, Maharashtra branch located in Kolhapur, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Kolhapur and Gadhinglaj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gadhinglaj, Maharashtra or Kolhapur to get the exact IFSC Code BARB0GADHIN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kolhapur, then it will provide you proper information.
How to Use IFSC Code BARB0GADHIN for Online Transfers?
Once you have the IFSC Code BARB0GADHIN for the Gadhinglaj, Maharashtra branch of Bank Of Baroda in Kolhapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GADHIN. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GADHIN.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Gadhinglaj, Maharashtra in Kolhapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gadhinglaj, Maharashtra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kolhapur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GADHIN.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shrikrupa House No.-1256, Ground Floor, Tilak Path Dadhinglaj, Gadhi, Goa-416502 located in Kolhapur, Gadhinglaj, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.