For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Tseminyu New Town branch in Kohima, Tseminyu, Nagaland, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kohima or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code BARB0VJTSEM. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Tseminyu New Town, Kohima

Below in the table are the key details related to IFSC Code BARB0VJTSEM of Bank Of Baroda for its branch located in Kohima, within the district of Tseminyu in the state of Nagaland.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJTSEM
Branch Tseminyu New Town
City Kohima
District Tseminyu
State Nagaland
Address House No 143, , Po Tseminyu New Town , Dist Kohima Nagaland , Tseminyu , 797109

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kohima for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJTSEM for the Tseminyu New Town branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJTSEM is given to every bank branch, including Bank Of Baroda located in Tseminyu New Town, Kohima, Nagaland, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kohima.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kohima and Tseminyu.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Tseminyu New Town doesn't end up at another location.

Format of the IFSC Code BARB0VJTSEM

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tseminyu New Town in Kohima.

For example, the IFSC Code BARB0VJTSEM of Bank Of Baroda for the Tseminyu New Town branch includes these elements, identifying the bank and the branch location in Kohima and Nagaland accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJTSEM of Bank Of Baroda for its Tseminyu New Town branch located in Kohima, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kohima and Tseminyu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Tseminyu New Town or Kohima to find the exact IFSC Code BARB0VJTSEM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kohima will provide accurate information.

How to Use IFSC Code BARB0VJTSEM for Online Transfers?

Once you have the IFSC Code BARB0VJTSEM for the Tseminyu New Town branch of Bank Of Baroda in Kohima, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJTSEM. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJTSEM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Tseminyu New Town in Kohima, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Tseminyu New Town, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kohima to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Tseminyu New Town, Kohima?

The IFSC Code is BARB0VJTSEM.

Is the IFSC Code BARB0VJTSEM permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Tseminyu New Town?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tseminyu New Town branch?

The address of the branch is House No 143, , Po Tseminyu New Town , Dist Kohima Nagaland , Tseminyu , 797109 located in Kohima, Tseminyu, Nagaland.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.