IFSC Code of Bank Of Baroda, Siddapur, Siddapura, Karnataka- BARB0VJSIKO

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Siddapur branch in Kodagu, Siddapura, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kodagu or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJSIKO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Siddapur, Kodagu

The table below shows the main details of the IFSC Code BARB0VJSIKO for the Bank Of Baroda branch in Kodagu, which falls under the Siddapura district in Karnataka.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kodagu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJSIKO for the Siddapur branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Siddapur, Kodagu, Karnataka, is provided a unique IFSC like BARB0VJSIKO so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of Baroda branch in Kodagu.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kodagu and Siddapura.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Siddapur do not get misguided to another person.

Format of the IFSC Code BARB0VJSIKO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddapur in Kodagu.

For example, the IFSC Code BARB0VJSIKO of Bank Of Baroda for the Siddapur branch includes these elements, identifying the bank and the branch location in Kodagu and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJSIKO of Bank Of Baroda for its Siddapur branch located in Kodagu, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kodagu and Siddapura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Siddapur or Kodagu to find the exact IFSC Code BARB0VJSIKO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kodagu will provide accurate information.

How to Use IFSC Code BARB0VJSIKO for Online Transfers?

Once you have the IFSC Code BARB0VJSIKO for the Siddapur branch of Bank Of Baroda in Kodagu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJSIKO. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSIKO.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Siddapur in Kodagu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Siddapur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kodagu manage online transfers as well as cheque clearances with ease.