IFSC Code of Bank Of Baroda, Kaikeri, Kaikeri, Karnataka- BARB0VJKAIK

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Kaikeri branch in Kodagu, Kaikeri, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kodagu or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJKAIK. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kaikeri, Kodagu

The table below shows the main details of the IFSC Code BARB0VJKAIK for the Bank Of Baroda branch in Kodagu, which falls under the Kaikeri district in Karnataka.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kodagu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKAIK for the Kaikeri branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kaikeri, Kodagu, Karnataka, are allotted a unique IFSC like BARB0VJKAIK to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Kodagu.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Kodagu and Kaikeri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Kaikeri reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJKAIK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kaikeri in Kodagu.

For example, the IFSC Code BARB0VJKAIK of Bank Of Baroda for the Kaikeri branch includes these elements, identifying the bank and the branch location in Kodagu and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKAIK of Bank Of Baroda for its Kaikeri branch located in Kodagu, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kodagu and Kaikeri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kaikeri or Kodagu to find the exact IFSC Code BARB0VJKAIK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kodagu will provide accurate information.

How to Use IFSC Code BARB0VJKAIK for Online Transfers?

Once you have the IFSC Code BARB0VJKAIK for the Kaikeri branch of Bank Of Baroda in Kodagu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKAIK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKAIK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kaikeri in Kodagu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kaikeri, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kodagu manage their online transfers and cheque clearances easily.