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IFSC Code of Bank Of Baroda, Kishanganj, Kishanganj, Bihar — BARB0DBKGAN

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kishanganj branch in Kishanganj, Kishanganj, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kishanganj or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code BARB0DBKGAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kishanganj, Kishanganj

Here are some of the key details that come with the IFSC Code BARB0DBKGAN of Bank Of Baroda for its branch located in Kishanganj, within the district of Kishanganj in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBKGAN
Branch Kishanganj
City Kishanganj
District Kishanganj
State Bihar
Address Ashanand Complexgandhi Chowknear Sadar Hospitaldist Kishanganjbihar Kishanganj Kishanganj Bihar 855108

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kishanganj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBKGAN for the Kishanganj branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kishanganj, Kishanganj, Bihar, are given a unique IFSC like BARB0DBKGAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kishanganj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kishanganj and Kishanganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Kishanganj goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0DBKGAN

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kishanganj in Kishanganj.

For example, the IFSC Code BARB0DBKGAN of Bank Of Baroda for the Kishanganj branch includes these elements, identifying the bank and the branch location in Kishanganj and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBKGAN of Bank Of Baroda for its Kishanganj branch located in Kishanganj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kishanganj and Kishanganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kishanganj or Kishanganj to get the exact IFSC Code BARB0DBKGAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kishanganj, you'll get the correct details.

How to Use IFSC Code BARB0DBKGAN for Online Transfers?

Once you have the IFSC Code BARB0DBKGAN for the Kishanganj branch of Bank Of Baroda in Kishanganj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBKGAN. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBKGAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kishanganj in Kishanganj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kishanganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kishanganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kishanganj, Kishanganj?

The IFSC Code is BARB0DBKGAN.

Is the IFSC Code BARB0DBKGAN permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kishanganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kishanganj branch?

The address of the branch is Ashanand Complexgandhi Chowknear Sadar Hospitaldist Kishanganjbihar Kishanganj Kishanganj Bihar 855108 located in Kishanganj, Kishanganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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