The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Balasinor Branch branch in Kheda, Balasinor, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0BALASI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Balasinor Branch, Kheda

Here are the main details that are associated with the IFSC Code BARB0BALASI of Bank Of Baroda for its branch located in Kheda, within the district of Balasinor in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BALASI
Branch Balasinor Branch
City Kheda
District Balasinor
State Gujarat
Address Balasinor Branch,Nishal Chock Dist Kheda Gujarat,Balasinor,388255

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BALASI for the Balasinor Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BALASI is given to every bank branch, including Bank Of Baroda located in Balasinor Branch, Kheda, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kheda and Balasinor.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Balasinor Branch doesn't end up at another location.

Format of the IFSC Code BARB0BALASI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Balasinor Branch in Kheda.

For example, the IFSC Code BARB0BALASI of Bank Of Baroda for the Balasinor Branch branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0BALASI of Bank Of Baroda for its Balasinor Branch branch located in Kheda, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kheda and Balasinor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Balasinor Branch or Kheda to find the exact IFSC Code BARB0BALASI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kheda will provide accurate information.

How to Use IFSC Code BARB0BALASI for Online Transfers?

Once you have the IFSC Code BARB0BALASI for the Balasinor Branch branch of Bank Of Baroda in Kheda, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BALASI. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BALASI.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Balasinor Branch in Kheda may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Balasinor Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kheda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Balasinor Branch, Kheda?

The IFSC Code is BARB0BALASI.

Is the IFSC Code BARB0BALASI permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Balasinor Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Balasinor Branch branch?

The address of the branch is Balasinor Branch,Nishal Chock Dist Kheda Gujarat,Balasinor,388255 located in Kheda, Balasinor, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.