There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Kamanchikal branch in Khammam, Kamanchikal, Telangana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Khammam or anywhere in Telangana can easily transfer funds instantly by using the correct IFSC Code BARB0VJKACH. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kamanchikal, Khammam

Here are the key points that are associated with the IFSC Code BARB0VJKACH of Bank Of Baroda for its branch located in Khammam, within the district of Kamanchikal in the state of Telangana.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKACH
Branch Kamanchikal
City Khammam
District Kamanchikal
State Telangana
Address Hno1891, Kamanchikal Vill Panchayat , Khammam District , Kamanchikal , 507003

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Khammam for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKACH for the Kamanchikal branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kamanchikal, Khammam, Telangana, is provided a unique IFSC like BARB0VJKACH so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Khammam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Khammam and Kamanchikal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Telangana and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Kamanchikal do not get misguided to another person.

Format of the IFSC Code BARB0VJKACH

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamanchikal in Khammam.

For example, the IFSC Code BARB0VJKACH of Bank Of Baroda for the Kamanchikal branch includes these elements, identifying the bank and the branch location in Khammam and Telangana accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJKACH of Bank Of Baroda for its Kamanchikal branch located in Khammam, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Khammam and Kamanchikal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Kamanchikal or Khammam to find the exact IFSC Code BARB0VJKACH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Khammam will provide accurate information.

How to Use IFSC Code BARB0VJKACH for Online Transfers?

Once you have the IFSC Code BARB0VJKACH for the Kamanchikal branch of Bank Of Baroda in Khammam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJKACH. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKACH.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Kamanchikal in Khammam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kamanchikal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Khammam manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kamanchikal, Khammam?

The IFSC Code is BARB0VJKACH.

Is the IFSC Code BARB0VJKACH permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kamanchikal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamanchikal branch?

The address of the branch is Hno1891, Kamanchikal Vill Panchayat , Khammam District , Kamanchikal , 507003 located in Khammam, Kamanchikal, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.