The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gudimalla, Khammam branch in Khammam, Gudimalla, Telangana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Khammam or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code BARB0VJGUDI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Gudimalla, Khammam, Khammam

Here are some of the key details that come with the IFSC Code BARB0VJGUDI of Bank Of Baroda for its branch located in Khammam, within the district of Gudimalla in the state of Telangana.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJGUDI
Branch Gudimalla, Khammam
City Khammam
District Gudimalla
State Telangana
Address Gudimalla Village , Khammam Rural Mandal, , Khammam District , Gudimalla , 507003

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Khammam for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJGUDI for the Gudimalla, Khammam branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gudimalla, Khammam, Khammam, Telangana, are given a unique IFSC like BARB0VJGUDI to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khammam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Khammam and Gudimalla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Gudimalla, Khammam goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Telangana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJGUDI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gudimalla, Khammam in Khammam.

For example, the IFSC Code BARB0VJGUDI of Bank Of Baroda for the Gudimalla, Khammam branch has these elements, identifying the bank and the branch location in Khammam and Telangana correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJGUDI of Bank Of Baroda for its Gudimalla, Khammam branch located in Khammam, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Khammam and Gudimalla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Gudimalla, Khammam or Khammam to get the exact IFSC Code BARB0VJGUDI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Khammam, then it will provide you proper information.

How to Use IFSC Code BARB0VJGUDI for Online Transfers?

If you have the IFSC Code BARB0VJGUDI for the Gudimalla, Khammam branch of Bank Of Baroda in Khammam, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJGUDI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJGUDI.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gudimalla, Khammam in Khammam, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gudimalla, Khammam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khammam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Gudimalla, Khammam Khammam?

The IFSC Code of the Gudimalla, Khammam Khammam branch is BARB0VJGUDI.

Is IFSC Code BARB0VJGUDI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Gudimalla, Khammam branch?

The branch is located at Gudimalla Village , Khammam Rural Mandal, , Khammam District , Gudimalla , 507003.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.