For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ambaicharua, Bihar branch in Khagaria, Amba Icharua, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Khagaria or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0AMBAIC. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ambaicharua, Bihar, Khagaria
The table below shows the main details of the IFSC Code BARB0AMBAIC for the Bank Of Baroda branch in Khagaria, which falls under the Amba Icharua district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0AMBAIC |
| Branch | Ambaicharua, Bihar |
| City | Khagaria |
| District | Amba Icharua |
| State | Bihar |
| Address | At/Po Ambaicharua, Block Alauli, Dist.Khagaria, Bihar - 854018 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Khagaria for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0AMBAIC for the Ambaicharua, Bihar branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ambaicharua, Bihar, Khagaria, Bihar, is provided with a unique IFSC like BARB0AMBAIC to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Khagaria.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Khagaria and Amba Icharua.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Ambaicharua, Bihar do not get mixed with another location.
Format of the IFSC Code BARB0AMBAIC
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambaicharua, Bihar in Khagaria.
For example, the IFSC Code BARB0AMBAIC of Bank Of Baroda for the Ambaicharua, Bihar branch includes these elements, identifying the bank and the branch location in Khagaria and Bihar accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0AMBAIC of Bank Of Baroda for its Ambaicharua, Bihar branch located in Khagaria, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Khagaria and Amba Icharua, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ambaicharua, Bihar or Khagaria to get the exact IFSC Code BARB0AMBAIC.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Khagaria, you'll get the correct details.
How to Use IFSC Code BARB0AMBAIC for Online Transfers?
Once you have the IFSC Code BARB0AMBAIC for the Ambaicharua, Bihar branch of Bank Of Baroda in Khagaria, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0AMBAIC. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0AMBAIC.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ambaicharua, Bihar in Khagaria may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ambaicharua, Bihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khagaria to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0AMBAIC.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At/Po Ambaicharua, Block Alauli, Dist.Khagaria, Bihar - 854018 located in Khagaria, Amba Icharua, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.