The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shauri Bujurg, Up branch in Kaushambi, Shauri Bujurg, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHAURI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Shauri Bujurg, Up, Kaushambi
Below in the table are the key details related to IFSC Code BARB0SHAURI of Bank Of Baroda for its branch located in Kaushambi, within the district of Shauri Bujurg in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHAURI |
| Branch | Shauri Bujurg, Up |
| City | Kaushambi |
| District | Shauri Bujurg |
| State | Uttar Pradesh |
| Address | Shauri Bujurga,┬Ápo - Shauri Bujurg, Dist - Kaushambi,┬Áuttar Pradesh - 212204 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Kaushambi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHAURI for the Shauri Bujurg, Up branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SHAURI is given to every bank branch, including Bank Of Baroda located in Shauri Bujurg, Up, Kaushambi, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Kaushambi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kaushambi and Shauri Bujurg.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Shauri Bujurg, Up doesn't end up at another location.
Format of the IFSC Code BARB0SHAURI
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shauri Bujurg, Up in Kaushambi.
For example, the IFSC Code BARB0SHAURI of Bank Of Baroda for the Shauri Bujurg, Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0SHAURI of Bank Of Baroda for its Shauri Bujurg, Up branch located in Kaushambi, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Kaushambi and Shauri Bujurg, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shauri Bujurg, Up or Kaushambi to get the exact IFSC Code BARB0SHAURI.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kaushambi, you'll get the correct details.
How to Use IFSC Code BARB0SHAURI for Online Transfers?
If you have the IFSC Code BARB0SHAURI for the Shauri Bujurg, Up branch of Bank Of Baroda in Kaushambi, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SHAURI. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0SHAURI.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Shauri Bujurg, Up in Kaushambi, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Shauri Bujurg, Up, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kaushambi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHAURI.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shauri Bujurga,┬Ápo - Shauri Bujurg, Dist - Kaushambi,┬Áuttar Pradesh - 212204 located in Kaushambi, Shauri Bujurg, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.