Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Shaurai Khurd,Up branch in Kaushambi, Shamsabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHAURA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Shaurai Khurd,Up, Kaushambi

Here are the key points that are associated with the IFSC Code BARB0SHAURA of Bank Of Baroda for its branch located in Kaushambi, within the district of Shamsabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHAURA
Branch Shaurai Khurd,Up
City Kaushambi
District Shamsabad
State Uttar Pradesh
Address Shaurai Khurd,Vill Shaurai Khurd,Po Samsabad,Kaushambi,Uttar Pradesh ┬Û 212217.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kaushambi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0SHAURA for the Shaurai Khurd,Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SHAURA is given to every bank branch, including Bank Of Baroda located in Shaurai Khurd,Up, Kaushambi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kaushambi and Shamsabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Shaurai Khurd,Up doesn't end up at another location.

Format of the IFSC Code BARB0SHAURA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shaurai Khurd,Up in Kaushambi.

For example, the IFSC Code BARB0SHAURA of Bank Of Baroda for the Shaurai Khurd,Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHAURA of Bank Of Baroda for its Shaurai Khurd,Up branch located in Kaushambi, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kaushambi and Shamsabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Shaurai Khurd,Up or Kaushambi to get the exact IFSC Code BARB0SHAURA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kaushambi that will provide accurate information.

How to Use IFSC Code BARB0SHAURA for Online Transfers?

Once you have the IFSC Code BARB0SHAURA for the Shaurai Khurd,Up branch of Bank Of Baroda in Kaushambi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SHAURA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SHAURA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Shaurai Khurd,Up in Kaushambi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shaurai Khurd,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaushambi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shaurai Khurd,Up, Kaushambi?

The IFSC Code is BARB0SHAURA.

Is the IFSC Code BARB0SHAURA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shaurai Khurd,Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shaurai Khurd,Up branch?

The address of the branch is Shaurai Khurd,Vill Shaurai Khurd,Po Samsabad,Kaushambi,Uttar Pradesh ┬Û 212217. located in Kaushambi, Shamsabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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