Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Manjhanpur Br,Dist Kaushambi Up branch in Kaushambi, Manjhanpur, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MANJHA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Manjhanpur Br,Dist Kaushambi Up, Kaushambi
Here are some of the key details that come with the IFSC Code BARB0MANJHA of Bank Of Baroda for its branch located in Kaushambi, within the district of Manjhanpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MANJHA |
| Branch | Manjhanpur Br,Dist Kaushambi Up |
| City | Kaushambi |
| District | Manjhanpur |
| State | Uttar Pradesh |
| Address | Vikas Bhavan, Manjhanpur, Dist Kaushambi, Up 212 207 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kaushambi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MANJHA for the Manjhanpur Br,Dist Kaushambi Up branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0MANJHA is given to every bank branch, including Bank Of Baroda located in Manjhanpur Br,Dist Kaushambi Up, Kaushambi, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Kaushambi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kaushambi and Manjhanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Manjhanpur Br,Dist Kaushambi Up doesn't end up at another location.
Format of the IFSC Code BARB0MANJHA
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manjhanpur Br,Dist Kaushambi Up in Kaushambi.
For example, the IFSC Code BARB0MANJHA of Bank Of Baroda for the Manjhanpur Br,Dist Kaushambi Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0MANJHA of Bank Of Baroda for its Manjhanpur Br,Dist Kaushambi Up branch located in Kaushambi, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kaushambi and Manjhanpur, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Manjhanpur Br,Dist Kaushambi Up or Kaushambi to get the exact IFSC Code BARB0MANJHA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kaushambi, you'll get the correct details.
How to Use IFSC Code BARB0MANJHA for Online Transfers?
Once you have the IFSC Code BARB0MANJHA for the Manjhanpur Br,Dist Kaushambi Up branch of Bank Of Baroda in Kaushambi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MANJHA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MANJHA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Manjhanpur Br,Dist Kaushambi Up in Kaushambi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Manjhanpur Br,Dist Kaushambi Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kaushambi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MANJHA.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vikas Bhavan, Manjhanpur, Dist Kaushambi, Up 212 207 located in Kaushambi, Manjhanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.