The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Daranagar, Up branch in Kaushambi, Daranagar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DARANA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Daranagar, Up, Kaushambi

Here are the key points that are associated with the IFSC Code BARB0DARANA of Bank Of Baroda for its branch located in Kaushambi, within the district of Daranagar in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DARANA
Branch Daranagar, Up
City Kaushambi
District Daranagar
State Uttar Pradesh
Address Village & P.O.Dara Nagar, Dist. Kaushambi, Uttar Pradesh - 212 204.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kaushambi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DARANA for the Daranagar, Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DARANA is given to every bank branch, including Bank Of Baroda located in Daranagar, Up, Kaushambi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kaushambi and Daranagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Daranagar, Up doesn't end up at another location.

Format of the IFSC Code BARB0DARANA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Daranagar, Up in Kaushambi.

For example, the IFSC Code BARB0DARANA of Bank Of Baroda for the Daranagar, Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DARANA of Bank Of Baroda for its Daranagar, Up branch located in Kaushambi, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kaushambi and Daranagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Daranagar, Up or Kaushambi to find the exact IFSC Code BARB0DARANA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kaushambi will provide accurate information.

How to Use IFSC Code BARB0DARANA for Online Transfers?

If you have the IFSC Code BARB0DARANA for the Daranagar, Up branch of Bank Of Baroda in Kaushambi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0DARANA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DARANA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Daranagar, Up in Kaushambi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Daranagar, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaushambi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Daranagar, Up Kaushambi?

The IFSC Code of the Daranagar, Up Kaushambi branch is BARB0DARANA.

Is IFSC Code BARB0DARANA permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Daranagar, Up branch?

The branch is located at Village & P.O.Dara Nagar, Dist. Kaushambi, Uttar Pradesh - 212 204..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.