For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Alipurjita, Dist. Kaushambi, Up branch in Kaushambi, Alipur Jeeta, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kaushambi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0ALKADA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Alipurjita, Dist. Kaushambi, Up, Kaushambi

Below in the table are the key details related to IFSC Code BARB0ALKADA of Bank Of Baroda for its branch located in Kaushambi, within the district of Alipur Jeeta in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0ALKADA
Branch Alipurjita, Dist. Kaushambi, Up
City Kaushambi
District Alipur Jeeta
State Uttar Pradesh
Address Alipur Jeeta, Dist. Kaushambi, Uttar Pradesh - 212 205.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kaushambi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ALKADA for the Alipurjita, Dist. Kaushambi, Up branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Alipurjita, Dist. Kaushambi, Up, Kaushambi, Uttar Pradesh, are allotted a unique IFSC like BARB0ALKADA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaushambi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kaushambi and Alipur Jeeta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Alipurjita, Dist. Kaushambi, Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0ALKADA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alipurjita, Dist. Kaushambi, Up in Kaushambi.

For example, the IFSC Code BARB0ALKADA of Bank Of Baroda for the Alipurjita, Dist. Kaushambi, Up branch includes these elements, identifying the bank and the branch location in Kaushambi and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0ALKADA of Bank Of Baroda for its Alipurjita, Dist. Kaushambi, Up branch located in Kaushambi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kaushambi and Alipur Jeeta, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Alipurjita, Dist. Kaushambi, Up or Kaushambi to get the exact IFSC Code BARB0ALKADA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kaushambi, you'll get the correct details.

How to Use IFSC Code BARB0ALKADA for Online Transfers?

Once you have the IFSC Code BARB0ALKADA for the Alipurjita, Dist. Kaushambi, Up branch of Bank Of Baroda in Kaushambi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0ALKADA. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ALKADA.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Alipurjita, Dist. Kaushambi, Up in Kaushambi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Alipurjita, Dist. Kaushambi, Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kaushambi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Alipurjita, Dist. Kaushambi, Up, Kaushambi?

The IFSC Code is BARB0ALKADA.

Is the IFSC Code BARB0ALKADA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Alipurjita, Dist. Kaushambi, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alipurjita, Dist. Kaushambi, Up branch?

The address of the branch is Alipur Jeeta, Dist. Kaushambi, Uttar Pradesh - 212 205. located in Kaushambi, Alipur Jeeta, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.