There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Sunkadakatte branch in Kasaragod, Manjeshwar, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kasaragod or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BARB0VJSKAT. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Sunkadakatte, Kasaragod

The table below shows the main details of the IFSC Code BARB0VJSKAT for the Bank Of Baroda branch in Kasaragod, which falls under the Manjeshwar district in Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJSKAT
Branch Sunkadakatte
City Kasaragod
District Manjeshwar
State Kerala
Address Shivaprakash Complex, , Sunkadakatte, Via Manjeshwar, , Manjeshwar Taluk, Kasaragod , Sunkadakatte , 671323

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kasaragod for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJSKAT for the Sunkadakatte branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Sunkadakatte, Kasaragod, Kerala, are allotted a unique IFSC like BARB0VJSKAT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kasaragod.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kasaragod and Manjeshwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Sunkadakatte reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BARB0VJSKAT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sunkadakatte in Kasaragod.

For example, the IFSC Code BARB0VJSKAT of Bank Of Baroda for the Sunkadakatte branch has these elements, identifying the bank and the branch location in Kasaragod and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJSKAT of Bank Of Baroda for its Sunkadakatte branch located in Kasaragod, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kasaragod and Manjeshwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Sunkadakatte or Kasaragod to get the exact IFSC Code BARB0VJSKAT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kasaragod that will provide accurate information.

How to Use IFSC Code BARB0VJSKAT for Online Transfers?

Once you have the IFSC Code BARB0VJSKAT for the Sunkadakatte branch of Bank Of Baroda in Kasaragod, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJSKAT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSKAT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Sunkadakatte in Kasaragod, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Sunkadakatte, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kasaragod manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Sunkadakatte, Kasaragod?

The IFSC Code is BARB0VJSKAT.

Is the IFSC Code BARB0VJSKAT permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Sunkadakatte?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sunkadakatte branch?

The address of the branch is Shivaprakash Complex, , Sunkadakatte, Via Manjeshwar, , Manjeshwar Taluk, Kasaragod , Sunkadakatte , 671323 located in Kasaragod, Manjeshwar, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.