Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Marthandum branch in Kanyakumari, Kanniyakumari, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJMART. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Marthandum, Kanyakumari

Below in the table are the key details related to IFSC Code BARB0VJMART of Bank Of Baroda for its branch located in Kanyakumari, within the district of Kanniyakumari in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMART
Branch Marthandum
City Kanyakumari
District Kanniyakumari
State Tamil Nadu
Address 435A17,Padmanabha Commercial , Complex,Opp.New Bus Stand , Market Road,Marthandum , Marthandum , 629165

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMART for the Marthandum branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJMART is given to every bank branch, including Bank Of Baroda located in Marthandum, Kanyakumari, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanyakumari and Kanniyakumari.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Marthandum doesn't end up at another location.

Format of the IFSC Code BARB0VJMART

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Marthandum in Kanyakumari.

For example, the IFSC Code BARB0VJMART of Bank Of Baroda for the Marthandum branch has these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJMART of Bank Of Baroda for its Marthandum branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kanyakumari and Kanniyakumari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Marthandum or Kanyakumari to get the exact IFSC Code BARB0VJMART.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kanyakumari that will provide accurate information.

How to Use IFSC Code BARB0VJMART for Online Transfers?

Once you have the IFSC Code BARB0VJMART for the Marthandum branch of Bank Of Baroda in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJMART. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMART.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Marthandum in Kanyakumari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Marthandum, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanyakumari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Marthandum Kanyakumari?

The IFSC Code of the Marthandum Kanyakumari branch is BARB0VJMART.

Is IFSC Code BARB0VJMART permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Marthandum branch?

The branch is located at 435A17,Padmanabha Commercial , Complex,Opp.New Bus Stand , Market Road,Marthandum , Marthandum , 629165.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.