The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kuzhithurai,Tamil Nadu branch in Kanyakumari, Kuzhithurai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0KUZHIT. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kuzhithurai,Tamil Nadu, Kanyakumari

Here are the key points that are associated with the IFSC Code BARB0KUZHIT of Bank Of Baroda for its branch located in Kanyakumari, within the district of Kuzhithurai in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUZHIT
Branch Kuzhithurai,Tamil Nadu
City Kanyakumari
District Kuzhithurai
State Tamil Nadu
Address Varathattuvillai,15/76 D1,Kuzhithurai Junction,Kanyakumari,Tamil Nadu ┬Û 629163.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KUZHIT for the Kuzhithurai,Tamil Nadu branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KUZHIT is given to every bank branch, including Bank Of Baroda located in Kuzhithurai,Tamil Nadu, Kanyakumari, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanyakumari and Kuzhithurai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kuzhithurai,Tamil Nadu doesn't end up at another location.

Format of the IFSC Code BARB0KUZHIT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kuzhithurai,Tamil Nadu in Kanyakumari.

For example, the IFSC Code BARB0KUZHIT of Bank Of Baroda for the Kuzhithurai,Tamil Nadu branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KUZHIT of Bank Of Baroda for its Kuzhithurai,Tamil Nadu branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Kanyakumari and Kuzhithurai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kuzhithurai,Tamil Nadu or Kanyakumari to get the exact IFSC Code BARB0KUZHIT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kanyakumari, then it will provide you proper information.

How to Use IFSC Code BARB0KUZHIT for Online Transfers?

Once you have the IFSC Code BARB0KUZHIT for the Kuzhithurai,Tamil Nadu branch of Bank Of Baroda in Kanyakumari, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUZHIT. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0KUZHIT.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Kuzhithurai,Tamil Nadu in Kanyakumari, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kuzhithurai,Tamil Nadu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kuzhithurai,Tamil Nadu, Kanyakumari?

The IFSC Code is BARB0KUZHIT.

Is the IFSC Code BARB0KUZHIT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kuzhithurai,Tamil Nadu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kuzhithurai,Tamil Nadu branch?

The address of the branch is Varathattuvillai,15/76 D1,Kuzhithurai Junction,Kanyakumari,Tamil Nadu ┬Û 629163. located in Kanyakumari, Kuzhithurai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.