The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kulasekharam branch in Kanyakumari, Kulasekaram, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0VJKUSE. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kulasekharam, Kanyakumari

Below in the table are the key details related to IFSC Code BARB0VJKUSE of Bank Of Baroda for its branch located in Kanyakumari, within the district of Kulasekaram in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJKUSE
Branch Kulasekharam
City Kanyakumari
District Kulasekaram
State Tamil Nadu
Address No231111,2 D Novas Ark, , Convent Junction Kulasekharam , Kanyakumari , Kanyakumari , 629161

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kanyakumari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJKUSE for the Kulasekharam branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJKUSE is given to every bank branch, including Bank Of Baroda located in Kulasekharam, Kanyakumari, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanyakumari and Kulasekaram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Kulasekharam doesn't end up at another location.

Format of the IFSC Code BARB0VJKUSE

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kulasekharam in Kanyakumari.

For example, the IFSC Code BARB0VJKUSE of Bank Of Baroda for the Kulasekharam branch includes these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJKUSE of Bank Of Baroda for its Kulasekharam branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kanyakumari and Kulasekaram, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kulasekharam or Kanyakumari to get the exact IFSC Code BARB0VJKUSE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kanyakumari, you'll get the correct details.

How to Use IFSC Code BARB0VJKUSE for Online Transfers?

Once you have the IFSC Code BARB0VJKUSE for the Kulasekharam branch of Bank Of Baroda in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJKUSE. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJKUSE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kulasekharam in Kanyakumari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kulasekharam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Kulasekharam Kanyakumari?

The IFSC Code of the Kulasekharam Kanyakumari branch is BARB0VJKUSE.

Is IFSC Code BARB0VJKUSE permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Kulasekharam branch?

The branch is located at No231111,2 D Novas Ark, , Convent Junction Kulasekharam , Kanyakumari , Kanyakumari , 629161.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.