Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Kulasekharam branch in Kanyakumari, Marthandam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kanyakumari or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0KULASE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Kulasekharam, Kanyakumari

Here are the main details that are associated with the IFSC Code BARB0KULASE of Bank Of Baroda for its branch located in Kanyakumari, within the district of Marthandam in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KULASE
Branch Kulasekharam
City Kanyakumari
District Marthandam
State Tamil Nadu
Address 14/3,Marthandam,Kulasekharam Road,Padanilam,Nagacode Junction,Kulasekharam,Tamil Nadu - 629161

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kanyakumari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0KULASE for the Kulasekharam branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kulasekharam, Kanyakumari, Tamil Nadu, is provided with a unique IFSC like BARB0KULASE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanyakumari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kanyakumari and Marthandam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kulasekharam do not get mixed with another location.

Format of the IFSC Code BARB0KULASE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kulasekharam in Kanyakumari.

For example, the IFSC Code BARB0KULASE of Bank Of Baroda for the Kulasekharam branch has these elements, identifying the bank and the branch location in Kanyakumari and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KULASE of Bank Of Baroda for its Kulasekharam branch located in Kanyakumari, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kanyakumari and Marthandam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Kulasekharam or Kanyakumari to get the exact IFSC Code BARB0KULASE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kanyakumari, you'll get the correct details.

How to Use IFSC Code BARB0KULASE for Online Transfers?

Once you have the IFSC Code BARB0KULASE for the Kulasekharam branch of Bank Of Baroda in Kanyakumari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KULASE. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KULASE.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kulasekharam in Kanyakumari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kulasekharam, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanyakumari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kulasekharam, Kanyakumari?

The IFSC Code is BARB0KULASE.

Is the IFSC Code BARB0KULASE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kulasekharam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kulasekharam branch?

The address of the branch is 14/3,Marthandam,Kulasekharam Road,Padanilam,Nagacode Junction,Kulasekharam,Tamil Nadu - 629161 located in Kanyakumari, Marthandam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.