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IFSC Code of Bank Of Baroda, Lal Bangla, Kanpur, Kanpur, Uttar Pradesh — BARB0VJLALX

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Lal Bangla, Kanpur branch in Kanpur Nagar, Kanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kanpur Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0VJLALX. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Lal Bangla, Kanpur, Kanpur Nagar

Here are the main details that are associated with the IFSC Code BARB0VJLALX of Bank Of Baroda for its branch located in Kanpur Nagar, within the district of Kanpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJLALX
Branch Lal Bangla, Kanpur
City Kanpur Nagar
District Kanpur
State Uttar Pradesh
Address 124C3 , Chandra Nagar , Lal Bangla , Kanpur , 208007

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kanpur Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJLALX for the Lal Bangla, Kanpur branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Lal Bangla, Kanpur, Kanpur Nagar, Uttar Pradesh, are allotted a unique IFSC like BARB0VJLALX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanpur Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kanpur Nagar and Kanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Lal Bangla, Kanpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0VJLALX

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lal Bangla, Kanpur in Kanpur Nagar.

For example, the IFSC Code BARB0VJLALX of Bank Of Baroda for the Lal Bangla, Kanpur branch includes these elements, identifying the bank and the branch location in Kanpur Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJLALX of Bank Of Baroda for its Lal Bangla, Kanpur branch located in Kanpur Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kanpur Nagar and Kanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Lal Bangla, Kanpur or Kanpur Nagar to find the exact IFSC Code BARB0VJLALX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kanpur Nagar will provide accurate information.

How to Use IFSC Code BARB0VJLALX for Online Transfers?

Once you have the IFSC Code BARB0VJLALX for the Lal Bangla, Kanpur branch of Bank Of Baroda in Kanpur Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJLALX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJLALX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Lal Bangla, Kanpur in Kanpur Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Lal Bangla, Kanpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Lal Bangla, Kanpur Kanpur Nagar?

The IFSC Code of the Lal Bangla, Kanpur Kanpur Nagar branch is BARB0VJLALX.

Is IFSC Code BARB0VJLALX permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Lal Bangla, Kanpur branch?

The branch is located at 124C3 , Chandra Nagar , Lal Bangla , Kanpur , 208007.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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