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IFSC Code of Bank Of Baroda, Fazalgunj Branch, Kanpur, Uttar Pradesh — BARB0INDKAN

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Fazalgunj Branch branch in Kanpur Nagar, Kanpur, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kanpur Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0INDKAN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Fazalgunj Branch, Kanpur Nagar

Below in the table are the key details related to IFSC Code BARB0INDKAN of Bank Of Baroda for its branch located in Kanpur Nagar, within the district of Kanpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0INDKAN
Branch Fazalgunj Branch
City Kanpur Nagar
District Kanpur
State Uttar Pradesh
Address Fazalgunj Branch,77, Fazal Ganj, Industrial Area,Kanpur,208012

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Kanpur Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0INDKAN for the Fazalgunj Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Fazalgunj Branch, Kanpur Nagar, Uttar Pradesh, are given a unique IFSC like BARB0INDKAN to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kanpur Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kanpur Nagar and Kanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Fazalgunj Branch goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0INDKAN

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fazalgunj Branch in Kanpur Nagar.

For example, the IFSC Code BARB0INDKAN of Bank Of Baroda for the Fazalgunj Branch branch includes these elements, identifying the bank and the branch location in Kanpur Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0INDKAN of Bank Of Baroda for its Fazalgunj Branch branch located in Kanpur Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kanpur Nagar and Kanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Fazalgunj Branch or Kanpur Nagar to get the exact IFSC Code BARB0INDKAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kanpur Nagar that will provide accurate information.

How to Use IFSC Code BARB0INDKAN for Online Transfers?

Once you have the IFSC Code BARB0INDKAN for the Fazalgunj Branch branch of Bank Of Baroda in Kanpur Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0INDKAN. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0INDKAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Fazalgunj Branch in Kanpur Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Fazalgunj Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kanpur Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Fazalgunj Branch, Kanpur Nagar?

The IFSC Code is BARB0INDKAN.

Is the IFSC Code BARB0INDKAN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Fazalgunj Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Fazalgunj Branch branch?

The address of the branch is Fazalgunj Branch,77, Fazal Ganj, Industrial Area,Kanpur,208012 located in Kanpur Nagar, Kanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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