There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Padrilalpur, Up branch in Kanpur Dehat, Kanpur Dehat, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kanpur Dehat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0PADRIL. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Padrilalpur, Up, Kanpur Dehat

Here are the main details that are associated with the IFSC Code BARB0PADRIL of Bank Of Baroda for its branch located in Kanpur Dehat, within the district of Kanpur Dehat in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PADRIL
Branch Padrilalpur, Up
City Kanpur Dehat
District Kanpur Dehat
State Uttar Pradesh
Address Padrilalpur, Dist.Kanpur Dehat, Up - 209206

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Kanpur Dehat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PADRIL for the Padrilalpur, Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PADRIL is given to every bank branch, including Bank Of Baroda located in Padrilalpur, Up, Kanpur Dehat, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanpur Dehat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur Dehat and Kanpur Dehat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Padrilalpur, Up doesn't end up at another location.

Format of the IFSC Code BARB0PADRIL

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Padrilalpur, Up in Kanpur Dehat.

For example, the IFSC Code BARB0PADRIL of Bank Of Baroda for the Padrilalpur, Up branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0PADRIL of Bank Of Baroda for its Padrilalpur, Up branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kanpur Dehat and Kanpur Dehat, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Padrilalpur, Up or Kanpur Dehat to get the exact IFSC Code BARB0PADRIL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kanpur Dehat, you'll get the correct details.

How to Use IFSC Code BARB0PADRIL for Online Transfers?

Once you have the IFSC Code BARB0PADRIL for the Padrilalpur, Up branch of Bank Of Baroda in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0PADRIL. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PADRIL.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Padrilalpur, Up in Kanpur Dehat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Padrilalpur, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kanpur Dehat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Padrilalpur, Up, Kanpur Dehat?

The IFSC Code is BARB0PADRIL.

Is the IFSC Code BARB0PADRIL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Padrilalpur, Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Padrilalpur, Up branch?

The address of the branch is Padrilalpur, Dist.Kanpur Dehat, Up - 209206 located in Kanpur Dehat, Kanpur Dehat, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.