For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Ghatampur, Dist Kanpur Dehat branch in Kanpur Dehat, Ghatampur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0GHATAM. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Ghatampur, Dist Kanpur Dehat, Kanpur Dehat
Here are the main details that are associated with the IFSC Code BARB0GHATAM of Bank Of Baroda for its branch located in Kanpur Dehat, within the district of Ghatampur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GHATAM |
| Branch | Ghatampur, Dist Kanpur Dehat |
| City | Kanpur Dehat |
| District | Ghatampur |
| State | Uttar Pradesh |
| Address | Opp Chc Hospital, Musa Nagar Rd, Ghatampur, Kanpur Dehat, Uttar Pradesh 209206 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kanpur Dehat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GHATAM for the Ghatampur, Dist Kanpur Dehat branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0GHATAM is given to every bank branch, including Bank Of Baroda located in Ghatampur, Dist Kanpur Dehat, Kanpur Dehat, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Kanpur Dehat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kanpur Dehat and Ghatampur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Ghatampur, Dist Kanpur Dehat doesn't end up at another location.
Format of the IFSC Code BARB0GHATAM
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghatampur, Dist Kanpur Dehat in Kanpur Dehat.
For example, the IFSC Code BARB0GHATAM of Bank Of Baroda for the Ghatampur, Dist Kanpur Dehat branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0GHATAM of Bank Of Baroda for its Ghatampur, Dist Kanpur Dehat branch located in Kanpur Dehat, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Kanpur Dehat and Ghatampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ghatampur, Dist Kanpur Dehat or Kanpur Dehat to get the exact IFSC Code BARB0GHATAM.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kanpur Dehat that will provide accurate information.
How to Use IFSC Code BARB0GHATAM for Online Transfers?
Once you have the IFSC Code BARB0GHATAM for the Ghatampur, Dist Kanpur Dehat branch of Bank Of Baroda in Kanpur Dehat, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0GHATAM. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GHATAM.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Ghatampur, Dist Kanpur Dehat in Kanpur Dehat may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ghatampur, Dist Kanpur Dehat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kanpur Dehat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GHATAM.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opp Chc Hospital, Musa Nagar Rd, Ghatampur, Kanpur Dehat, Uttar Pradesh 209206 located in Kanpur Dehat, Ghatampur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.