Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Nedumpuramchal branch in Kannur, Vekkalam, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJNEDU. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Nedumpuramchal, Kannur

Here are some of the key details that come with the IFSC Code BARB0VJNEDU of Bank Of Baroda for its branch located in Kannur, within the district of Vekkalam in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJNEDU
Branch Nedumpuramchal
City Kannur
District Vekkalam
State Kerala
Address Nedumpuramchal , Post Poolakutty , Via Chittariparamba , Nedumpuramchal , 670650

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kannur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJNEDU for the Nedumpuramchal branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Nedumpuramchal, Kannur, Kerala, are allotted a unique IFSC like BARB0VJNEDU to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kannur and Vekkalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Nedumpuramchal reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BARB0VJNEDU

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nedumpuramchal in Kannur.

For example, the IFSC Code BARB0VJNEDU of Bank Of Baroda for the Nedumpuramchal branch includes these elements, identifying the bank and the branch location in Kannur and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJNEDU of Bank Of Baroda for its Nedumpuramchal branch located in Kannur, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kannur and Vekkalam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Nedumpuramchal or Kannur to get the exact IFSC Code BARB0VJNEDU.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kannur, you'll get the correct details.

How to Use IFSC Code BARB0VJNEDU for Online Transfers?

If you have the IFSC Code BARB0VJNEDU for the Nedumpuramchal branch of Bank Of Baroda in Kannur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJNEDU. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJNEDU.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Nedumpuramchal in Kannur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Nedumpuramchal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kannur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Nedumpuramchal, Kannur?

The IFSC Code is BARB0VJNEDU.

Is the IFSC Code BARB0VJNEDU permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Nedumpuramchal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nedumpuramchal branch?

The address of the branch is Nedumpuramchal , Post Poolakutty , Via Chittariparamba , Nedumpuramchal , 670650 located in Kannur, Vekkalam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.