For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Dharamshala, Hp branch in Kangra, Dharamsala, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DHAKAN. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Dharamshala, Hp, Kangra

The table below shows the main details of the IFSC Code BARB0DHAKAN for the Bank Of Baroda branch in Kangra, which falls under the Dharamsala district in Himachal Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DHAKAN
Branch Dharamshala, Hp
City Kangra
District Dharamsala
State Himachal Pradesh
Address Opp. Bus Stand, Dharmshala-176215 (Hp)

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kangra for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0DHAKAN for the Dharamshala, Hp branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Dharamshala, Hp, Kangra, Himachal Pradesh, is provided a unique IFSC like BARB0DHAKAN so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Kangra.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kangra and Dharamsala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Dharamshala, Hp do not get misguided to another person.

Format of the IFSC Code BARB0DHAKAN

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharamshala, Hp in Kangra.

For example, the IFSC Code BARB0DHAKAN of Bank Of Baroda for the Dharamshala, Hp branch includes these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0DHAKAN of Bank Of Baroda for its Dharamshala, Hp branch located in Kangra, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kangra and Dharamsala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dharamshala, Hp or Kangra to find the exact IFSC Code BARB0DHAKAN.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kangra will provide accurate information.

How to Use IFSC Code BARB0DHAKAN for Online Transfers?

Once you have the IFSC Code BARB0DHAKAN for the Dharamshala, Hp branch of Bank Of Baroda in Kangra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DHAKAN. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DHAKAN.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Dharamshala, Hp in Kangra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dharamshala, Hp, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kangra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Dharamshala, Hp, Kangra?

The IFSC Code is BARB0DHAKAN.

Is the IFSC Code BARB0DHAKAN permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Dharamshala, Hp?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dharamshala, Hp branch?

The address of the branch is Opp. Bus Stand, Dharmshala-176215 (Hp) located in Kangra, Dharamsala, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.