For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Dharamshala branch in Kangra, Dharmsala, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kangra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJDHSH. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Dharamshala, Kangra

Here are some of the key details that come with the IFSC Code BARB0VJDHSH of Bank Of Baroda for its branch located in Kangra, within the district of Dharmsala in the state of Himachal Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJDHSH
Branch Dharamshala
City Kangra
District Dharmsala
State Himachal Pradesh
Address 593,Dane Road , Depot Bazar , Dharamshala,Kangra Dist , Dharamshala , 176215

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kangra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJDHSH for the Dharamshala branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Dharamshala, Kangra, Himachal Pradesh, are allotted a unique IFSC like BARB0VJDHSH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kangra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kangra and Dharmsala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Dharamshala reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code BARB0VJDHSH

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dharamshala in Kangra.

For example, the IFSC Code BARB0VJDHSH of Bank Of Baroda for the Dharamshala branch has these elements, identifying the bank and the branch location in Kangra and Himachal Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJDHSH of Bank Of Baroda for its Dharamshala branch located in Kangra, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Kangra and Dharmsala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Dharamshala or Kangra to get the exact IFSC Code BARB0VJDHSH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kangra, then it will provide you proper information.

How to Use IFSC Code BARB0VJDHSH for Online Transfers?

Once you have the IFSC Code BARB0VJDHSH for the Dharamshala branch of Bank Of Baroda in Kangra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJDHSH. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJDHSH.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Dharamshala in Kangra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Dharamshala, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kangra manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Dharamshala, Kangra?

The IFSC Code is BARB0VJDHSH.

Is the IFSC Code BARB0VJDHSH permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Dharamshala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dharamshala branch?

The address of the branch is 593,Dane Road , Depot Bazar , Dharamshala,Kangra Dist , Dharamshala , 176215 located in Kangra, Dharmsala, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.