Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Oragadam, Tamil Nadu branch in Kancheepuram, Kancheepuram, or Tamil Nadu, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0ORAGAD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Oragadam, Tamil Nadu, Kancheepuram
Here are the main details that are associated with the IFSC Code BARB0ORAGAD of Bank Of Baroda for its branch located in Kancheepuram, within the district of Kancheepuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0ORAGAD |
| Branch | Oragadam, Tamil Nadu |
| City | Kancheepuram |
| District | Kancheepuram |
| State | Tamil Nadu |
| Address | No 44,Vandalur Walajabad Road,Oragadam,Mathur Taluk,Sri Perumbudur,Tamil Nadu ┬Û 602105. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0ORAGAD for the Oragadam, Tamil Nadu branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0ORAGAD is given to every bank branch, including Bank Of Baroda located in Oragadam, Tamil Nadu, Kancheepuram, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Kancheepuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kancheepuram and Kancheepuram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Oragadam, Tamil Nadu doesn't end up at another location.
Format of the IFSC Code BARB0ORAGAD
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Oragadam, Tamil Nadu in Kancheepuram.
For example, the IFSC Code BARB0ORAGAD of Bank Of Baroda for the Oragadam, Tamil Nadu branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0ORAGAD of Bank Of Baroda for its Oragadam, Tamil Nadu branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kancheepuram and Kancheepuram, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Oragadam, Tamil Nadu or Kancheepuram to get the exact IFSC Code BARB0ORAGAD.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kancheepuram, you'll get the correct details.
How to Use IFSC Code BARB0ORAGAD for Online Transfers?
Once you have the IFSC Code BARB0ORAGAD for the Oragadam, Tamil Nadu branch of Bank Of Baroda in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0ORAGAD. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0ORAGAD.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Oragadam, Tamil Nadu in Kancheepuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Oragadam, Tamil Nadu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kancheepuram to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Oragadam, Tamil Nadu Kancheepuram branch is BARB0ORAGAD.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 44,Vandalur Walajabad Road,Oragadam,Mathur Taluk,Sri Perumbudur,Tamil Nadu ┬Û 602105..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.