Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Mudichur branch in Kancheepuram, Chennai, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0MUDICH. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Mudichur, Kancheepuram
The table below shows the main details of the IFSC Code BARB0MUDICH for the Bank Of Baroda branch in Kancheepuram, which falls under the Chennai district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0MUDICH |
| Branch | Mudichur |
| City | Kancheepuram |
| District | Chennai |
| State | Tamil Nadu |
| Address | 2/40 - Lakshmi Nagar, Mudichur Road,Chennai District - Kancheepuram Tamilnadu ┬Û 600 048 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Kancheepuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0MUDICH for the Mudichur branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Mudichur, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like BARB0MUDICH to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kancheepuram.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kancheepuram and Chennai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Mudichur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code BARB0MUDICH
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mudichur in Kancheepuram.
For example, the IFSC Code BARB0MUDICH of Bank Of Baroda for the Mudichur branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0MUDICH of Bank Of Baroda for its Mudichur branch located in Kancheepuram, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Kancheepuram and Chennai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Mudichur or Kancheepuram to get the exact IFSC Code BARB0MUDICH.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kancheepuram, then it will provide you proper information.
How to Use IFSC Code BARB0MUDICH for Online Transfers?
Once you have the IFSC Code BARB0MUDICH for the Mudichur branch of Bank Of Baroda in Kancheepuram, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0MUDICH. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MUDICH.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mudichur in Kancheepuram, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Mudichur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0MUDICH.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 2/40 - Lakshmi Nagar, Mudichur Road,Chennai District - Kancheepuram Tamilnadu ┬Û 600 048 located in Kancheepuram, Chennai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.