For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mangadu Branch branch in Kancheepuram, Mangadu, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BARB0MANGAD. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mangadu Branch, Kancheepuram

Here are some of the key details that come with the IFSC Code BARB0MANGAD of Bank Of Baroda for its branch located in Kancheepuram, within the district of Mangadu in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MANGAD
Branch Mangadu Branch
City Kancheepuram
District Mangadu
State Tamil Nadu
Address Mangadu Branch,15,Shanmuganandaswami St.,Mangadu,Chennai,Mangadu,602101

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kancheepuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MANGAD for the Mangadu Branch branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mangadu Branch, Kancheepuram, Tamil Nadu, is provided with a unique IFSC like BARB0MANGAD to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kancheepuram and Mangadu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Mangadu Branch do not get mixed with another location.

Format of the IFSC Code BARB0MANGAD

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mangadu Branch in Kancheepuram.

For example, the IFSC Code BARB0MANGAD of Bank Of Baroda for the Mangadu Branch branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0MANGAD of Bank Of Baroda for its Mangadu Branch branch located in Kancheepuram, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kancheepuram and Mangadu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mangadu Branch or Kancheepuram to find the exact IFSC Code BARB0MANGAD.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kancheepuram will provide accurate information.

How to Use IFSC Code BARB0MANGAD for Online Transfers?

Once you have the IFSC Code BARB0MANGAD for the Mangadu Branch branch of Bank Of Baroda in Kancheepuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0MANGAD. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0MANGAD.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Mangadu Branch in Kancheepuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mangadu Branch, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mangadu Branch, Kancheepuram?

The IFSC Code is BARB0MANGAD.

Is the IFSC Code BARB0MANGAD permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mangadu Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mangadu Branch branch?

The address of the branch is Mangadu Branch,15,Shanmuganandaswami St.,Mangadu,Chennai,Mangadu,602101 located in Kancheepuram, Mangadu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.