There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gursahaiganj, Up branch in Kanauj, Gursahaiganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kanauj or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0GURSBS. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Gursahaiganj, Up, Kanauj

Here are the key points that are associated with the IFSC Code BARB0GURSBS of Bank Of Baroda for its branch located in Kanauj, within the district of Gursahaiganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GURSBS
Branch Gursahaiganj, Up
City Kanauj
District Gursahaiganj
State Uttar Pradesh
Address G.T.Road, Kannauj Gursahaiganj Agra Uttar Pradesh 209722

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kanauj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GURSBS for the Gursahaiganj, Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0GURSBS is given to every bank branch, including Bank Of Baroda located in Gursahaiganj, Up, Kanauj, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kanauj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kanauj and Gursahaiganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Gursahaiganj, Up doesn't end up at another location.

Format of the IFSC Code BARB0GURSBS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gursahaiganj, Up in Kanauj.

For example, the IFSC Code BARB0GURSBS of Bank Of Baroda for the Gursahaiganj, Up branch has these elements, identifying the bank and the branch location in Kanauj and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GURSBS of Bank Of Baroda for its Gursahaiganj, Up branch located in Kanauj, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kanauj and Gursahaiganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gursahaiganj, Up or Kanauj to get the exact IFSC Code BARB0GURSBS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kanauj, you'll get the correct details.

How to Use IFSC Code BARB0GURSBS for Online Transfers?

Once you have the IFSC Code BARB0GURSBS for the Gursahaiganj, Up branch of Bank Of Baroda in Kanauj, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GURSBS. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GURSBS.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Gursahaiganj, Up in Kanauj may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Gursahaiganj, Up, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kanauj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Gursahaiganj, Up, Kanauj?

The IFSC Code is BARB0GURSBS.

Is the IFSC Code BARB0GURSBS permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Gursahaiganj, Up?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gursahaiganj, Up branch?

The address of the branch is G.T.Road, Kannauj Gursahaiganj Agra Uttar Pradesh 209722 located in Kanauj, Gursahaiganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.