For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Maligaon,Guwahati branch in Kamrup Metropolitan, Guwahati, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kamrup Metropolitan or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0VJMGAO. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Maligaon,Guwahati, Kamrup Metropolitan

Here are the key points that are associated with the IFSC Code BARB0VJMGAO of Bank Of Baroda for its branch located in Kamrup Metropolitan, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJMGAO
Branch Maligaon,Guwahati
City Kamrup Metropolitan
District Guwahati
State Assam
Address 1St Floor, Kunja Plaza , Commercial Complex , Maligaon Chariali , Guwahati , 781012

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kamrup Metropolitan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJMGAO for the Maligaon,Guwahati branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Maligaon,Guwahati, Kamrup Metropolitan, Assam, is provided a unique IFSC like BARB0VJMGAO so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Kamrup Metropolitan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kamrup Metropolitan and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Maligaon,Guwahati do not get misguided to another person.

Format of the IFSC Code BARB0VJMGAO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Maligaon,Guwahati in Kamrup Metropolitan.

For example, the IFSC Code BARB0VJMGAO of Bank Of Baroda for the Maligaon,Guwahati branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJMGAO of Bank Of Baroda for its Maligaon,Guwahati branch located in Kamrup Metropolitan, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Kamrup Metropolitan and Guwahati, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Maligaon,Guwahati or Kamrup Metropolitan to get the exact IFSC Code BARB0VJMGAO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Kamrup Metropolitan, you'll get the correct details.

How to Use IFSC Code BARB0VJMGAO for Online Transfers?

If you have the IFSC Code BARB0VJMGAO for the Maligaon,Guwahati branch of Bank Of Baroda in Kamrup Metropolitan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJMGAO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJMGAO.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Maligaon,Guwahati in Kamrup Metropolitan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Maligaon,Guwahati, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Maligaon,Guwahati Kamrup Metropolitan?

The IFSC Code of the Maligaon,Guwahati Kamrup Metropolitan branch is BARB0VJMGAO.

Is IFSC Code BARB0VJMGAO permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Maligaon,Guwahati branch?

The branch is located at 1St Floor, Kunja Plaza , Commercial Complex , Maligaon Chariali , Guwahati , 781012.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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