There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Dharapur Chariali branch in Kamrup Metropolitan, Azara, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Kamrup Metropolitan or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code BARB0VJDHCH. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Dharapur Chariali, Kamrup Metropolitan

The table below shows the main details of the IFSC Code BARB0VJDHCH for the Bank Of Baroda branch in Kamrup Metropolitan, which falls under the Azara district in Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJDHCH
Branch Dharapur Chariali
City Kamrup Metropolitan
District Azara
State Assam
Address N H 37,House No 290 , Azara Po Ps , Kamrup Metro Dist , Azara , 781017

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kamrup Metropolitan for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJDHCH for the Dharapur Chariali branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Dharapur Chariali, Kamrup Metropolitan, Assam, are given a unique IFSC like BARB0VJDHCH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kamrup Metropolitan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kamrup Metropolitan and Azara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Dharapur Chariali goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJDHCH

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dharapur Chariali in Kamrup Metropolitan.

For example, the IFSC Code BARB0VJDHCH of Bank Of Baroda for the Dharapur Chariali branch has these elements, identifying the bank and the branch location in Kamrup Metropolitan and Assam correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJDHCH of Bank Of Baroda for its Dharapur Chariali branch located in Kamrup Metropolitan, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kamrup Metropolitan and Azara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dharapur Chariali or Kamrup Metropolitan to find the exact IFSC Code BARB0VJDHCH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kamrup Metropolitan will provide accurate information.

How to Use IFSC Code BARB0VJDHCH for Online Transfers?

If you have the IFSC Code BARB0VJDHCH for the Dharapur Chariali branch of Bank Of Baroda in Kamrup Metropolitan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJDHCH. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJDHCH.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Dharapur Chariali in Kamrup Metropolitan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Dharapur Chariali, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup Metropolitan manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Dharapur Chariali, Kamrup Metropolitan?

The IFSC Code is BARB0VJDHCH.

Is the IFSC Code BARB0VJDHCH permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Dharapur Chariali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dharapur Chariali branch?

The address of the branch is N H 37,House No 290 , Azara Po Ps , Kamrup Metro Dist , Azara , 781017 located in Kamrup Metropolitan, Azara, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.