The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kshudrapalaha,Assam branch in Kamrup, Bezera, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BARB0KSHUDR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kshudrapalaha,Assam, Kamrup

The table below shows the main details of the IFSC Code BARB0KSHUDR for the Bank Of Baroda branch in Kamrup, which falls under the Bezera district in Assam.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KSHUDR
Branch Kshudrapalaha,Assam
City Kamrup
District Bezera
State Assam
Address Vill Kshudrapalaha,Po Baihata Chariali, Block Bezera,Assam ┬Û 781381

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kamrup for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KSHUDR for the Kshudrapalaha,Assam branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Kshudrapalaha,Assam, Kamrup, Assam, is provided with a unique IFSC like BARB0KSHUDR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kamrup.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kamrup and Bezera.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Kshudrapalaha,Assam do not get mixed with another location.

Format of the IFSC Code BARB0KSHUDR

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kshudrapalaha,Assam in Kamrup.

For example, the IFSC Code BARB0KSHUDR of Bank Of Baroda for the Kshudrapalaha,Assam branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KSHUDR of Bank Of Baroda for its Kshudrapalaha,Assam branch located in Kamrup, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kamrup and Bezera, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kshudrapalaha,Assam or Kamrup to get the exact IFSC Code BARB0KSHUDR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kamrup that will provide accurate information.

How to Use IFSC Code BARB0KSHUDR for Online Transfers?

Once you have the IFSC Code BARB0KSHUDR for the Kshudrapalaha,Assam branch of Bank Of Baroda in Kamrup, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0KSHUDR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KSHUDR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Kshudrapalaha,Assam in Kamrup, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kshudrapalaha,Assam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kamrup manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kshudrapalaha,Assam, Kamrup?

The IFSC Code is BARB0KSHUDR.

Is the IFSC Code BARB0KSHUDR permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kshudrapalaha,Assam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kshudrapalaha,Assam branch?

The address of the branch is Vill Kshudrapalaha,Po Baihata Chariali, Block Bezera,Assam ┬Û 781381 located in Kamrup, Bezera, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.