Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Dharamgarh, Orissa branch in Kalahandi, Dharamgarh, or Odisha, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0DHAKAL. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Dharamgarh, Orissa, Kalahandi
The table below shows the main details of the IFSC Code BARB0DHAKAL for the Bank Of Baroda branch in Kalahandi, which falls under the Dharamgarh district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DHAKAL |
| Branch | Dharamgarh, Orissa |
| City | Kalahandi |
| District | Dharamgarh |
| State | Odisha |
| Address | In Front Of Sub Registar Office,Dharamgarh,Kalahandi,Orissa ┬Û 766015. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Kalahandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DHAKAL for the Dharamgarh, Orissa branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DHAKAL is given to every bank branch, including Bank Of Baroda located in Dharamgarh, Orissa, Kalahandi, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Kalahandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kalahandi and Dharamgarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Dharamgarh, Orissa doesn't end up at another location.
Format of the IFSC Code BARB0DHAKAL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharamgarh, Orissa in Kalahandi.
For example, the IFSC Code BARB0DHAKAL of Bank Of Baroda for the Dharamgarh, Orissa branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DHAKAL of Bank Of Baroda for its Dharamgarh, Orissa branch located in Kalahandi, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Kalahandi and Dharamgarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Dharamgarh, Orissa or Kalahandi to find the exact IFSC Code BARB0DHAKAL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Kalahandi will provide accurate information.
How to Use IFSC Code BARB0DHAKAL for Online Transfers?
Once you have the IFSC Code BARB0DHAKAL for the Dharamgarh, Orissa branch of Bank Of Baroda in Kalahandi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DHAKAL. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DHAKAL.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Dharamgarh, Orissa in Kalahandi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Dharamgarh, Orissa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalahandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DHAKAL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is In Front Of Sub Registar Office,Dharamgarh,Kalahandi,Orissa ┬Û 766015. located in Kalahandi, Dharamgarh, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.