For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mohania, Dist Kaimur branch in Kaimur, Mohania, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Kaimur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0MOHANI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mohania, Dist Kaimur, Kaimur

Here are some of the key details that come with the IFSC Code BARB0MOHANI of Bank Of Baroda for its branch located in Kaimur, within the district of Mohania in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MOHANI
Branch Mohania, Dist Kaimur
City Kaimur
District Mohania
State Bihar
Address At & Po - Mohania,Bihar-821109

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Kaimur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MOHANI for the Mohania, Dist Kaimur branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0MOHANI is given to every bank branch, including Bank Of Baroda located in Mohania, Dist Kaimur, Kaimur, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Kaimur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kaimur and Mohania.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Mohania, Dist Kaimur doesn't end up at another location.

Format of the IFSC Code BARB0MOHANI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mohania, Dist Kaimur in Kaimur.

For example, the IFSC Code BARB0MOHANI of Bank Of Baroda for the Mohania, Dist Kaimur branch has these elements, identifying the bank and the branch location in Kaimur and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MOHANI of Bank Of Baroda for its Mohania, Dist Kaimur branch located in Kaimur, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Kaimur and Mohania, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Mohania, Dist Kaimur or Kaimur to get the exact IFSC Code BARB0MOHANI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Kaimur that will provide accurate information.

How to Use IFSC Code BARB0MOHANI for Online Transfers?

Once you have the IFSC Code BARB0MOHANI for the Mohania, Dist Kaimur branch of Bank Of Baroda in Kaimur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MOHANI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MOHANI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mohania, Dist Kaimur in Kaimur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mohania, Dist Kaimur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kaimur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Mohania, Dist Kaimur, Kaimur?

The IFSC Code is BARB0MOHANI.

Is the IFSC Code BARB0MOHANI permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Mohania, Dist Kaimur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mohania, Dist Kaimur branch?

The address of the branch is At & Po - Mohania,Bihar-821109 located in Kaimur, Mohania, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.