The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Kudra Br., Bihar branch in Kaimur, Kudra, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Kaimur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0KUDRAX. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Kudra Br., Bihar, Kaimur

Below in the table are the key details related to IFSC Code BARB0KUDRAX of Bank Of Baroda for its branch located in Kaimur, within the district of Kudra in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KUDRAX
Branch Kudra Br., Bihar
City Kaimur
District Kudra
State Bihar
Address Beside Vimla Krishi Kendra, G T Road, Kudra, Dist. Kaimur, Bihar - 821108.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Kaimur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KUDRAX for the Kudra Br., Bihar branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kudra Br., Bihar, Kaimur, Bihar, are given a unique IFSC like BARB0KUDRAX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kaimur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kaimur and Kudra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Kudra Br., Bihar goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0KUDRAX

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kudra Br., Bihar in Kaimur.

For example, the IFSC Code BARB0KUDRAX of Bank Of Baroda for the Kudra Br., Bihar branch includes these elements, identifying the bank and the branch location in Kaimur and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0KUDRAX of Bank Of Baroda for its Kudra Br., Bihar branch located in Kaimur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Kaimur and Kudra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Kudra Br., Bihar or Kaimur to get the exact IFSC Code BARB0KUDRAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Kaimur, then it will provide you proper information.

How to Use IFSC Code BARB0KUDRAX for Online Transfers?

Once you have the IFSC Code BARB0KUDRAX for the Kudra Br., Bihar branch of Bank Of Baroda in Kaimur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KUDRAX. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KUDRAX.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kudra Br., Bihar in Kaimur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Kudra Br., Bihar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kaimur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Kudra Br., Bihar, Kaimur?

The IFSC Code is BARB0KUDRAX.

Is the IFSC Code BARB0KUDRAX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Kudra Br., Bihar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kudra Br., Bihar branch?

The address of the branch is Beside Vimla Krishi Kendra, G T Road, Kudra, Dist. Kaimur, Bihar - 821108. located in Kaimur, Kudra, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.